Last Updated: 5/19/2025
Welcome to Moula, a service provided by SAROMAN SERVICES SARL ("Company", "we", "us", or "our"). These Terms & Conditions ("Terms") govern your use of our financial stock portfolio tracking software ("Service"). By subscribing to and using our Service, you agree to these Terms. If you do not agree, please do not use the Service. These Terms form a legally binding contract between you and the Company.
Subscription Plans: We offer various subscription plans. Details of each plan, including features and pricing, are available on our website.
Billing: Subscriptions are billed on a monthly or annual basis. Payment is required at the start of each billing cycle.
Renewal: Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period.
Cancellation: You can cancel your subscription at any time through your account settings. Your access to the Service will continue until the end of the current billing
cycle.
Refund Policy: We offer a 7-day refund period from the date of purchase. After 7 days, payments are non-refundable. Contact us using the in-app chat while logged in to your
account to request a refund.
License: Upon subscription, we grant you a non-exclusive, non-transferable license to use the Service.
Restrictions: You agree not to:
- Use the Service for any illegal purpose
- Attempt to gain unauthorized access to the Service or its systems
- Remove or alter any proprietary notices
- Reverse engineer or extract the Service's source code
- Create multiple accounts or share account access
- Interfere with other users' access to the Service
- Bypass payment systems or subscription requirements
Data Collection: We collect and use personal data in accordance with our Privacy Policy.
Data Security: We implement security measures to protect your data, but we cannot guarantee absolute security.
Data Processing: As a French company, we process all data in compliance with GDPR. For our users in the United States, we also comply with CCPA and other applicable privacy
regulations.
Ownership: All intellectual property rights in the Service and content provided are owned by the Company or its licensors.
Feedback: Any feedback you provide may be used by us without any obligation to you.
Disclaimer: The Service is provided "as is" without warranties of any kind, either express or implied. We do not guarantee accuracy, completeness, or reliability of the
Service.
Limitation of Liability: To the maximum extent permitted by law, the Company is not liable for any indirect, incidental, or consequential damages arising out of your use
of the Service.
We may modify these Terms at any time. We will notify you of significant changes by email or through the Service. If the changes are significant, we will try to provide at least 30 days' notice prior to any new terms taking effect. Your continued use of the Service after changes indicates your acceptance of the new Terms.
These Terms are governed by and construed in accordance with the laws of France, without regard to its conflict of law principles, as SAROMAN SERVICES SARL is headquartered in France. This choice of law does not deprive consumers of the protection afforded by provisions that cannot be derogated from by agreement under the law of their habitual residence. For questions about these Terms, please contact us using the in-app chat while logged in to your account.