Privacy Policy

Last Updated: 5/19/2025

1. Introduction

Welcome to Moula, a service provided by SAROMAN SERVICES SARL ("Company", "we", "us", or "our"). This Privacy Policy explains how we collect, use, and protect your personal information when you use our financial stock portfolio tracking software ("Service"). By using our Service, you agree to the collection and use of information in accordance with this policy. As a company based in France, we are committed to protecting your privacy and fulfilling our obligations under the General Data Protection Regulation (GDPR). For our users in the United States, we also comply with the California Consumer Privacy Act (CCPA) and other applicable privacy regulations.

2. Information We Collect

We are committed to data minimization and only collect information that is necessary to provide our Service:
Account Information: When you register, we collect your email address and other account details.
Financial Data: We collect portfolio data and transaction history that you input into the Service.
Usage Data: We automatically collect information about how you interact with our Service.
Technical Data: This includes your IP address, browser type, and device information.

3. How We Use Your Information

Service Provision: To provide and maintain our Service, including portfolio tracking and analysis.
Communication: To contact you about updates, security alerts, and support messages.
Improvement: To analyze usage patterns and improve our Service.
Legal Compliance: To comply with legal obligations and enforce our terms.

4. Data Storage and Security

Storage: Your data is stored securely on our servers located in the European Union.
Security Measures: We implement industry-standard security measures to protect your data.
Data Retention: We retain your data only for as long as necessary to provide the Service.

5. Data Sharing

Service Providers: We may share data with trusted third parties who assist us in operating our Service.
Legal Requirements: We may disclose data if required by law or to protect our rights.
Business Transfers: In case of a merger or acquisition, your data may be transferred as a business asset.

6. Your Rights Under GDPR and CCPA

Under applicable privacy laws, you have the following rights:
Access: You can request access to your personal data.
Correction: You can request correction of inaccurate data.
Deletion: You can request deletion of your data.
Data Portability: You can request to receive your data in a structured format.
Restriction: You can request restriction of processing under certain circumstances.

7. Cookies

Usage: We use cookies to improve your browsing experience and analyze Service usage.
Control: You can control cookie preferences through your browser settings.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy and updating the "Last Updated" date. If the changes are significant, we will provide a more prominent notice or seek your consent. Continued use of the Service after changes indicates your acceptance of the updated policy.

9. Regulatory Authority

If you feel that your rights have been violated and we have not adequately addressed your concerns, you can lodge a complaint with the appropriate supervisory authority. For users in the European Union, this would be the Commission Nationale de l'Informatique et des Libertés (CNIL) in France, where we are based. For users in California, you may contact the California Attorney General's office.

10. Contact Us

If you have questions about this Privacy Policy or our privacy practices, or if you want to exercise your rights under the GDPR, CCPA, or other data protection laws, please contact us using the in-app chat while logged in to your account. You can also reach our Data Protection Officer at SAROMAN SERVICES SARL, 9 rue des Colonnes, 75002, Paris, France.